The coronavirus pandemic has motivated financial professionals to take full advantage of technology. Many of them are pairing various tech solutions with their unique human touch to help clients improve their financial well-being. So how can you, as a client, use similar technology to make a positive difference in your finances?...
Socializing is critical for mental health, and people who associate with others live longer. Research also concludes that isolation can often lead to loneliness, depression, and other health problems. Especially now, during COVID-19, our desire to connect with others is heightened. Before the fall season changes to winter and cold weather...
Experiencing the death of a loved one and what can financially happen if not appropriately planned for is an unfortunate reality for many. Not having protection through insurance and legal documents can turn a tragic situation into a financial crisis. Having safeguards in place provides your family with the...
If you are working from home and receiving a paycheck during this pandemic, consider yourself lucky despite your confinement to one place. Most of us haven’t had the experience of our personal and work lives forcibly intertwine due to a large-scale public health emergency. Remote work is not something...
The term HENRY (High Earners Not Rich Yet) refers to individuals who have the potential to become wealthy in the future because of their income. These individuals or families earn between $250,000 and $500,000 per year and are between 25 and 45 years of age (Gen Z, Millennials, and...
Over the past ten thousand years, the Earth’s climate has remained stable. Today, we know through science and research that climate change is happening. Many scientific organizations are studying the impact of climate change while simultaneously economists are examining the socioeconomic implications in various regions of the world. Climate...
After the financial crisis, many Americans re-examined how and why they were investing. It was clear to many investors that having all of their wealth tied to the stock market proved to be more destructive than having alternative investments not correlated to stock market performance. This period was unfortunate...
In the world of retirement planning, Social Security retirement benefits, referred to as Old Age and Survivors Insurance by the Social Security Administration (OASI), are still included as a source of income in retirement, but should it be? For those Americans that will retire after 2035, the future of...
Since President Trump announced his intention to impose tariffs on all countries the stock market has been reacting-based on investor concerns in reaction to the media. All indications at the time of this writing are that the tariffs would be applied to all countries, although that remains unknown. This development has...
In April 2018 Facebook’s CEO, Mark Zuckerberg’s admittance of Facebook user’s data used by Cambridge Analytica in our last presidential election has caused an emotional reaction in Americans and lawmakers alike. Zuckerberg admitted that controls to prevent such a leak were not in place and that, he too, believes social...