For some people retirement is all about the numbers; the age you plan to retire, how much money you need, and so forth. We have built our planning processes in financial services based on numbers and algorithms in financial planning software to help us contrive a number or group...
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If you’re considering alternative investments this year, you should thoroughly think through the consequences of investing in some of the most popular ones in the media. Although Bitcoin and the Cannabis business may be on Wall Street’s radar, it’s not necessarily for good reasons. Both are still considered speculative and...
A Quick Guide to Saving in 2018 Start Saving More NOW! If you started saving for retirement early, chances are you’ll hit your retirement goal. If you’re like most Americans, you didn’t start right away and are playing ‘catch-up’! Don’t put off saving later, start now! If you didn’t...
With a one in five chance of living beyond our 90th birthday, planning for a successful retirement and healthy aging should be something we all do. Retirement is now considered a time to be active where people stay socially connected, continue working in some capacity, and are choosing to be...
If you’re like some Americans, you may be wondering how the new tax plan is going to affect you. To say “the new tax plan isn’t going to affect me” may be an incorrect statement; sooner or later the new plan will change something in your financial life. It...
If you’re not familiar with Filial Laws, it’s time you take notice of what they are and how these laws can impact your financial future. A few decades ago, our US welfare system would cover nursing home and medical costs for someone without the financial resources to so. Back...
The Starting of the New Year has many of us making resolutions to make changes in some part of our lives. Whether it is health or money related, starting the New Year off with a plan feels good! Even though 80% of New Year’s Resolutions fail by the end...
The answer to that is not much, but the allowable pre-tax contributions in most traditional retirement plans will see a small increase for 2018. Here’s what you need to know if you plan to contribute the most you can in 2018 into your pre-tax retirement accounts: 401(k)s, 403(b)s, and most...
Women in the US today are better educated and have more opportunities than their mothers and grandmothers. But even though women have more opportunities than in the past, they face obstacles that can impact their potential for retirement savings. Lower pay than male counterparts, time off from their career...
Much is being said regarding the changes happening in the financial services industry right now. You may have heard some news stories through the media regarding disclosure, compensation, and fiduciary responsibility. Those that are already disclosing fees, advisor compensation, and are a fiduciary are already operating on these parameters; those that are...