Blog
Annuities and Market Risk: What You Need to Know
Market risk is something all investors worry about, but those close to retirement have limited time to recover from the loss. If you’re within ten years of retirement, your investments are at a critical stage to continue to gain value and avoid loss. Without thinking...
Pre-Wedding $ Talks- Asset Protection and a Prenup?
Couple’s spend many hours planning and a significant amount of money on their wedding, but personal finances and protecting assets deserve just as much attention and planning. When both parties are in agreement on discussing their finances, reviewing credit reports,...
Financial Interdependence: A New Way of Defining Adulthood?
Early adulthood is assumed to be a time of becoming financially independent. But an October 2018 study conducted by Agewave reveals that many adults ages 18-34 are not economically independent despite their adulthood. Many still rely on the financial support of their...
What Type of Annuity Is Best For Me?
Well, it depends ... on when you want your payments, what kind of a guarantee you are looking for and whether you're willing to take a little risk to pursue a possibly higher return. Breaking annuities down to their basics could help steer your decision. Full...
Social Security Retirement Benefits Funding: Time to Fix the Problem?
In the world of retirement planning, Social Security retirement benefits, referred to as Old Age and Survivors Insurance by the Social Security Administration (OASI), are still included as a source of income in retirement, but should it be? For those Americans that...
Can Your Retirement Plan Pass a ‘Stress Test?’
In our working years, we work and save toward retiring someday, creating our retirement story. Our story may include daily golfing, living somewhere different, or participating in activities we enjoy each day that help to fill our minds with a picture of our...