April is recognized as Financial Literacy Month, aiming to promote financial education and awareness among individuals. Reflecting on one’s financial habits and learning ways to improve them is crucial. In today’s world, where financial stability is vital, celebrating Financial Literacy Month is more important than ever. Here are some...
Earth Day is observed annually on April 22nd, raising awareness and inspiring actions toward preserving the environment. While this day typically focuses on reducing plastic waste and conserving energy, it is also an opportune time to discuss sustainable and ethical investing. Sustainable and ethical investing, or socially responsible investing...
Wealth preservation is essential for many individuals but warrants a specific focus for those nearing retirement. Understanding the complexities of wealth preservation is crucial, particularly for pre-retirees. Today’s pre-retirees may need a more detailed retirement plan, whether due to inheritance, accomplishment in the corporate world, or entrepreneurial fulfillment....
Filing your taxes can be simple when you’re prepared and understand recent changes in tax laws to determine which tax credits and deductions you’re eligible to take. The end of the 2024 tax season for most Americans is April 15, 2024, so if you still need to file 2023...
As the landscape of our economy shifts and evolves, so do the policies and practices that guide our federal programs. One such program that undergoes continual alterations and modifications is Social Security. In this article, we will explore the social security changes anticipated in 2024 that could significantly affect...
The onset of a New Year often brings a spirit of change and improvement. One area of life that often receives excessive attention in the New Year is our finances. Whether it is saving more, reducing debt, or managing retirement savings, financial goals usually take precedence. There are several...
Navigating your retirement savings can be a challenging process due to the inherent complexities and the multitude of factors that tend to affect the most confident plan. However, a comprehensive approach can drastically increase the likelihood of yielding suitable results. Here are some tips to help you navigate your...
Many people are familiar with budgeting, providing a roadmap for spending habits. While there are many ways to budget, one standout tool is the personal budget calendar, which helps track your income and expenses spread over days, weeks, and months. Personal budget calendars help you plan and control spending,...
The primary goal of financial awareness is to establish and maintain healthy financial habits. Financial awareness aims to help people understand things such as budgeting, setting financial goals, making informed investment decisions, interest rates, managing debt, and saving and planning for retirement. Fall is a great time to take...
The sequence of returns impacts investors when they are either adding to or withdrawing money from their investments, which can create risk depending on the sequence and the market conditions at the time. If an investor is not doing either, the there is no sequence of returns risk. However,...