Archive for Category: Newsletter

April 2016 Newsletter

Reasons to Avoid 401(k) Loans Many 401(k) plans offer the option to take a loan against a portion of your 401(k) balance. This might seem like an easy source of funds to tap for various reasons, but with exception of a dire emergency you should think twice about borrowing...

Read More

March 2016 Newsletter

How to Succeed in a Failing Stock Market The start of 2016 has not been a good one for investors to say the least. Through the middle of January, the swift, sharp decline was the worst start to a new year ever. Even experienced investors and financial advisors find...

Read More

February 2016 Newsletter

The Fiduciary Standard In the investment world, there are two different standards that Investment Advisors and Broker Dealers must follow. Many people consider the advice that they receive from both parties as similar, but there are differences that most may not know. This article focuses on the company that...

Read More

January 2016 Newsletter

The Savvy Female Saver Women face a different challenge than their male counterparts; they are living longer and spending more time in retirement, but with less savings. Americans in general as a group face a shortfall in retirement savings, but women appear to be saving less than men (Employee...

Read More

December 2015 Newsletter

Sandwiched Have you heard of the ‘sandwich generation’? The definition of Sandwich Generation is ‘a generation of people who care for their aging parents while supporting their own children’ (Wikipedia). According to the Pew Research Center just over 1 out of every 8 Americans aged 40 to 60 is...

Read More

November 2015 Newsletter

Welcome Chip Cards Last month (October 1, 2015) marked the date that retailers will now be held responsible for fraudulent charges that occur at their point of sale terminals if ‘chip technology’ was used during the purchase. You may have already received a new card from your credit card...

Read More

October 2015 Newsletter

End Of Year $ Moves It’s that time of year again; close to the end! As we enter the last quarter of the year, remember these money moves that you still have time to make: Add to Your 401K. Now is the time to make additional contributions if you...

Read More

September 2015 Newsletter

Fueling Financial Errors Finance in general has been based on rational and logical theories, and for the most part tends to be somewhat ‘predictable’. Financial theories assume that people behave rationally and predictably, and that outside factors and emotions do not influence people when it comes to making financial...

Read More

August 2015 Newsletter

Investor Identity Crisis Hearing the term ‘identity crisis’ can lead to thoughts of confusion, questioning decisions, or changes in behavior that can be good or bad. As an investor, you can have an ‘identity crisis’ by not fully thinking about what you want and how you will react to...

Read More